Car insurance rate
Making sure that your car is properly insured puts your mind at ease should you ever be unfortunate enough to have an accident. But it’s important to make sure that your car insurance provides exactly the type of cover that you want.
At Direct Line, we not only offer different types of cover at a competitive car insurance rate, we also offer a range of added bonuses and extras.
With our no claims discount, you get an additional amount off for every year you don’t claim, up to a maximum of five years. After five years, your discount will be 65%, or 70% if you are over 50. As you can imagine, this can save you a lot of money.
You can also opt for a voluntary excess. If you choose a higher excess, you can reduce the cost of your premiums. But you need to remember you would have to pay out more in the event of a claim.
If you take out comprehensive car insurance, for a small extra premium, Direct Line will give you a hire car if you can’t use your car or if it is in for repairs following a claim (although this doesn’t apply to windscreen damage). This applies even if your car is stolen and not recovered or written off as a total loss.
We want to make sure you have the cover that you want. So why not apply online for a quote and see how we can help you.
Claims information
If you need to make a claim, we'll do all we can to get you back on the road as soon as possible. Follow our step-by-step guide.
Claims informationDiscounts
Direct Line offers a range of discounts to help bring down the cost of car insurance. See how much you could save.
Behind the scenes
Take a look behind the scenes of a Direct Line claim - from letting us know what happened to collecting your car.

